WORD FOR TODAY. CJM
WORD FOR TODAY. CJM
“There are four things which are little on the earth, but they are exceedingly wise: The ants are not a strong people, yet they provide their food in the summer……”
Though ants are very weak – you may crush hundreds of them with a single foot – they use wisdom to preserve and protect themselves. In fact, they prosper by their wisdom. In the summer, they work diligently to accumulate as much food as possible, which they eat during the fall and spring, when underground. They generally hibernate in the winter.
Wise men do not spend all income; only fools spend it all (Pr 21:20). Saving some of your income is not an option or suggestion – it is God’s commandment. You are to learn from the ants (Pr 6:6-8; 30:25); savings protects you from unforeseen danger in the future (Pr 27:12). Not saving some of your income is sinful presumption (Pr 12:27; 27:24).
Savings must be a priority in life, not an option for money left over after expenses. If a commitment to savings is not made before spending occurs, it will not be done. Paying bills is paying others; saving money is paying yourself. Godly economics is simple: pay God first (tithes and offerings), pay yourself second (consistent savings), and live on the rest. There is no need for fancy budgets or financial models – live on whatever is left.
What you save is what you pay yourself. What you spend is what you pay others. How much do you have for all the years of sweat, toil, difficulty, and frustration of working? You have nothing left from all those years, except your savings account and net assets. Is paying yourself – saving some of your income – starting to make sense? Thank you, ants!
Saving less than 10% of gross income is playing games. Wise men will save at least 10%. The change in lifestyle to save 10% is insignificant, if prudence is practiced elsewhere. Many employers today will match your savings in a 401(k) plan. Try it!
HAVE A BLESSED DAY!!!!
NOTE: PLEASE SHARE THIS WITH YOUR TEENAGE CHILDREN!!!!!